RBI’s Balanced Approach

The RBI's decision to maintain the policy rate at 6.5% while shifting its stance to 'neutral' is a balanced approach that takes into account the current macroeconomic conditions and future outlook.

This shift in stance provides much-needed flexibility, allowing the RBI to respond swiftly to evolving inflation trends. For the real estate sector, this decision is particularly important as it signals a steady interest rate environment in the near term, which can help sustain the ongoing demand for home loans.

A continued focus on stability in the financial ecosystem, along with a projected GDP growth of 7.2% for FY25, provides a positive outlook for the real estate sector, encouraging developers and homebuyers to remain optimistic about future growth prospects.

As the sector gears up for the festive season, the maintained policy rate could further support housing demand and investment momentum.